Insurance Built for Professional Property Managers

Purpose-built coverage that turns insurance from a cost center into a revenue stream. All parties pay for the coverage they use — not you.

Vacation rental properties protected by insurance coverage

Traditional Insurance Wasn't Built for This

Vacation rental management has unique risks that generic policies and legacy brokers cannot address.

Generic Policies Leave Gaps
Traditional insurance was not built for vacation rental managers. Generic policies create gaps and overlaps that leave you exposed.
Brokers Miss VR Risk
Generalist brokers do not understand vacation rental risks — from contractual liability to per-reservation coverage needs.
Legacy Systems Can't Keep Up
Claims and service models built for slower industries cannot support modern reservation-driven insurance programs.

Two Programs. Complete Protection.

Guests pay for damage coverage. Homeowners pay for liability coverage. You keep the margins.

Guest Coverage
Damage Control
Guest-caused damage coverage up to $10,000 — pets, smoke, linens, intentional acts, and more. Guests pay a small mandatory fee and you retain most of the revenue.
  • Customizable policy builder
  • Claims paid within two business days
  • You set the guest-paid fee (typically 4–6%)
  • AI-powered claims matching
Homeowner Coverage
Liability Control
Automatic liability enrollment for homeowners — no more chasing owners for commercial riders. Silver, Gold, and Platinum tiers up to $1M coverage.
  • Homeowners auto-enrolled at onboarding
  • Opt-out with compliant policy upload
  • Velaris monitors third-party policies
  • You earn revenue per home per month

Claims Paid in Days, Not Months

Most covered claims are paid within two business days.

1

Submit a Claim

Upload photos, damage description, and cost estimate through our platform.

2

AI Confirms Coverage

Our AI matches the claim to the specific policy, confirms coverage, and flags any follow-up questions.

3

Licensed Adjuster Reviews

A licensed adjuster confirms the coverage amount. Appropriate notifications are sent to all parties.

4

Payment Issued

Claims are paid directly to your bank account — most covered claims within two business days.

Why Velaris?

Operational Excellence

We automate underwriting, claims, and compliance workflows — faster and cheaper than running it in-house.

Loss Prevention

Payouts align exactly with the policy you established — preventing overpayment and saving you significant money over time.

Full Regulatory Compliance

Surplus lines taxes, policy filings, commissioner reporting, and legal claims handling — handled in every state.

Company Insurance, Too

Beyond program insurance, Velaris helps you build comprehensive company coverage with one specialized partner.

General Liability
Workers' Compensation
Errors and Omissions
Directors and Officers
Cyber Liability
Employment Practices
Crime / Fidelity Bond
Hired and Non-Owned Auto

World-Class Infrastructure

80+

Property management systems integrated for real-time reservation data

50 States

Licensed in every U.S. state with E.U. and U.K. licenses in place

2 Days

Most covered claims paid within two business days directly to your account

Ready to Turn Insurance Into Revenue?

See how Velaris can run your insurance program more affordably — while you keep the margins.