Cookie Policy

1. What are cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They enable the website to recognize your device, remember your preferences, and provide relevant functionality. Cookies may be:

• Session cookies — temporary cookies deleted when you close your browser.
• Persistent cookies — cookies that remain on your device for a set period or until manually deleted.
• First-party cookies — set by the website you are visiting.
• Third-party cookies — set by external services integrated into the website.

2. Types of cookies we use

• Strictly necessary cookies — essential for the website to function, enabling core functions such as security, network management, and accessibility. These cannot be turned off through our cookie consent tool.
• Performance and analytics cookies — help us understand how users interact with our website by collecting and reporting information on an aggregated basis.
• Functional cookies — enable enhanced functionality and personalization, such as remembering your preferences (e.g., language or region).
• Advertising and targeting cookies — used to deliver relevant advertising and measure campaign effectiveness. These may be set by third-party advertising partners.

3. How we use cookies

• Provide essential website functionality and security.
• Enhance user experience and website performance.
• Analyze website traffic and usage patterns.
• Deliver relevant advertising and content.
• Enable integrations with third-party services (e.g., social media and analytics tools).

4. Legal basis for using cookies

• Consent — for non-essential cookies, such as analytics, advertising, and social media cookies, we seek your explicit consent.
• Legitimate interest — for strictly necessary cookies required for website functionality and security.

5. Information collected through cookies

Cookies may collect your IP address, device information (e.g., browser type and operating system), browsing behavior and interactions (e.g., pages visited and time spent), and referring websites or URLs. This data is generally aggregated or anonymized, but in some cases it may be linked to your personal information where you provide it elsewhere on our site.

6. Managing your cookie preferences

When you first visit our website, a cookie banner explains our use of cookies and lets you accept all cookies, reject non-essential cookies, or customize your preferences using our Cookie Consent Tool. You can also manage cookies through your browser settings, which typically allow you to block or delete cookies and set preferences for first-party and third-party cookies. Some features may not function correctly if certain cookies are disabled.

7. Retention of cookies

• Session cookies — deleted when you close your browser.
• Persistent cookies — retained for up to 180 days, or until manually deleted.

8. Children

Our website is not intended for children under 16, and we do not knowingly use cookies to collect data from children.

9. Changes and contact

We may update this Cookie Policy periodically to reflect technological, legal, or business changes. Changes are effective upon posting, with the "Last Updated" date revised accordingly. Questions can be directed to privacy@velarisinsurance.com, or Velaris Insurance Agency, LLC, 1447 Peachtree St. NE, Suite 700, Atlanta, GA 30309.