Velaris vs. Safely
Safely offers damage protection and guest screening for short-term rentals. Velaris builds a complete insurance program for the property manager and every property in the portfolio. Here's how they compare.
Feature-by-feature comparison
Safely covers damage and liability on a per-stay basis. Velaris covers the full spectrum — property, liability, revenue, company, and compliance — with a program you control.
| Feature | Velaris | Safely |
|---|---|---|
| Property damage coverage | ||
| General liability coverage | ||
| Business interruption coverage | ||
| Guest injury coverage | ||
| Company insurance (GL, E&O, D&O) | ||
| Workers' comp coverage | ||
| Cyber liability coverage | ||
| Customizable coverage tiers | ||
| PM controls pricing and margins | ||
| Certificates of insurance (COIs) | ||
| 80+ PMS integrations | ||
| Guest screening | ||
| Per-reservation guest-paid model | ||
| Auto-enrollment at onboarding | ||
| Policy builder for custom programs |
Where Safely fits
Safely isn't a bad product. It does what it's designed to do — provide damage protection and guest screening on a per-reservation basis. For smaller operators who just need basic coverage and don't want to think about insurance programs, it can work.
But if you're managing a larger portfolio, need to cover your company (not just your properties), or want control over your program's pricing and structure, that's where Velaris is built to go further.
What Velaris adds
Safely covers the property. Velaris covers the property, the revenue, the company, and the compliance — all in one program you control.
Velaris covers the property management company itself — general liability, errors and omissions, directors and officers, and cyber liability. Safely only covers the individual property.
With Velaris, you set the guest-paid protection fee and keep the margin. Safely sets the fee for you, which means less flexibility and less revenue.
When a property goes offline after damage, Velaris replaces the lost rental income. Safely's coverage stops at the physical damage itself.
Velaris connects to 80+ property management systems for auto-enrollment, COI delivery, and claims filing. Safely has a smaller integration footprint.
Frequently asked questions
Can I switch from Safely to Velaris?
Yes. Most property managers can transition within 30 days. Your Velaris advisor will review your current Safely coverage, identify any gaps, and build a program that covers everything Safely does — plus the areas it doesn't. There's no coverage gap during the switch.
Does Velaris offer guest screening like Safely does?
Velaris focuses on coverage, not screening. If guest screening is important to your operation, you can use a dedicated screening tool alongside Velaris. The two aren't mutually exclusive — many PMs pair a screening service with a full insurance program.
Is Safely cheaper than Velaris?
Safely's per-stay fee can look lower on a per-line-item basis because it covers less. When you factor in the cost of separately buying business interruption, company insurance, workers' comp, and cyber liability — which Safely doesn't include — a Velaris program is typically comparable or lower in total cost.
Does Velaris issue certificates of insurance?
Yes. Velaris generates COIs automatically and delivers them through your PMS integration. This is especially useful for homeowners, HOAs, and municipalities that require proof of commercial coverage. Safely doesn't handle COIs.
Who is Safely better for?
Safely works well for smaller operators who primarily need damage protection and guest screening on a per-stay basis. If you manage fewer than 20 properties and don't need company-level insurance, COIs, or business interruption coverage, Safely may be enough. But most PMs managing 50+ properties outgrow that model.
Ready for a complete coverage program?
Talk to us about building an insurance program that covers your properties, your revenue, and your company — not just damage.
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