How it works
You build your coverage program. Guests and owners pay for what they use. We handle everything else.
Build your coverage program
You decide what's covered. Set limits, deductibles, and toggle coverage for pets, linens, smoke remediation, intentional acts, and more. Create multiple policies for different geographies and property types.
- Customizable damage coverage up to $10,000
- You choose what's included and what's not
- Multiple policies per portfolio segment
- Homeowner upgrade tiers available
Guests pay at booking
You set the guest-paid Damage Control fee — typically 4% to 6% of the reservation total. It's collected automatically with the booking. You keep the majority of the revenue.
- Fee set by you, not by us
- Collected automatically with the reservation
- Most revenue stays with your company
- Velaris earns a fixed per-reservation fee
We handle the rest
We manage your carriers, handle compliance, pay taxes, and process claims. You focus on managing properties — we focus on running your coverage program.
- Claims reviewed by licensed adjusters
- Most covered claims paid in 2 business days
- Full state-by-state regulatory compliance
- Ongoing program reviews with your team
We've got this. Here's what happens next.
Most covered claims paid within 2 business days — directly to your account.
Submit a Claim
Upload photos, damage description, and cost estimate through our platform.
AI Confirms Coverage
Our AI matches the claim to the specific policy, confirms coverage, and flags any follow-up questions.
Adjuster Reviews
A licensed adjuster confirms the coverage amount. Appropriate notifications are sent to all parties.
Payment Issued
Claims paid directly to your bank account. Most covered claims within two business days.
Risks your broker probably hasn't looked at
Generalist brokers are spread too thin to catch the risks specific to your business. Here's what they miss.
Ready to build your coverage program?
Talk to us about a program that fits your portfolio — not someone else's.