One program. Five policies. Zero gaps.
Everything your portfolio needs — damage, liability, and company insurance — structured as a single program and managed by one team that knows your business.
Program Insurance
Your coverage program
Two products that cover your entire portfolio. Guests pay for damage coverage. Homeowners pay for liability. You keep the margins.
Coverage by Type
What's covered
Each coverage type addresses a specific risk in your portfolio. Together, they close the gaps that generic policies leave open.
Property damage
Coverage for guest-caused damage to structures, contents, appliances, and furnishings.
Business interruption
Lost income coverage when a property goes offline due to a covered claim.
Guest injury
Medical payments and liability coverage when a guest is injured at a covered property.
General liability
Third-party bodily injury and property damage liability for your management company.
Business owner's policy (BOP)
Bundled property and liability coverage for your management company's own operations.
Errors and omissions (E&O)
Professional liability for owner claims that your management decisions caused a financial loss.
Insurance by Platform
Coverage for how you operate
Whether you list on Airbnb, Vrbo, direct booking sites, or all of the above — your coverage should work across every channel.
Short-term rental insurance
Coverage designed for properties rented on a nightly or weekly basis through any channel.
Vacation rental insurance
Protection for vacation properties in resort, beach, mountain, and lake markets.
Airbnb insurance
What AirCover actually covers, where the gaps are, and how to fill them.
Vrbo insurance
How Vrbo's liability coverage works and what it leaves out for property managers.
Ready to build your coverage program?
Talk to us about a program that fits your portfolio — not someone else's.
Get a Quote