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How Velaris compares

Different products protect different things. These comparisons lay out — factually, feature by feature — where each option fits, so you can choose based on your portfolio rather than marketing.

AirCover vs. host insurance

Which half of Airbnb's AirCover is real insurance, what the $3M and $1M figures exclude, and where a policy of your own takes over.

Vrbo damage protection vs. a damage program

The $59–$119 guest-paid tiers and the deposit option, compared with a program fee you set and keep.

Velaris vs. Safely

Damage protection + screening vs. a full program with company coverage, COIs, and pricing you control.

Velaris vs. Truvi

Guest screening and insurance-backed protection vs. an insurance program with owned escrow and program economics.

Velaris vs. Waivo

A standalone damage waiver product vs. a waiver program with liability, company lines, and claims infrastructure.

Velaris vs. Proper Insurance

Annual owner policies vs. a per-reservation program built for property management companies.

Velaris vs. a traditional broker

Generic commercial policies reviewed once a year vs. a program connected to your reservations.

Comparisons are based on publicly available information and are reviewed periodically. Products change — always confirm current terms with each provider.

Safely, Truvi, Waivo, Proper Insurance or a broker: what each one covers

Searching for a Safely alternative or a Truvi alternative usually means one of the layers below is missing. This is the same feature list the individual comparison pages use, side by side; the row that matters most to a property management company is who keeps the guest fee.

Feature	Velaris	Safely	Truvi	Waivo	Proper	Broker
Guest damage protection per stay	Yes	Yes	Yes	Yes	Yes	No
General liability for the managed homes	Yes	Yes	No	No	Yes	Yes
Business interruption (lost booking income)	Yes	No	No	No	Yes	Some plans
Guest injury, no-fault medical	Yes	No	No	No	Some plans	Some plans
Company coverage: GL, E&O, D&O, cyber	Yes	No	No	No	No	Yes
Guest screening and ID verification	No	Yes	Yes	No	No	No
Manager sets the guest fee and keeps the revenue	Yes	No	No	No	No	No
Insurance above a retention you fund in your own escrow	Yes	No	No	No	No	No
Certificates of insurance on demand	Yes	No	No	No	No	Manual
Per-reservation enrollment through your PMS	Yes	Some plans	Yes	Yes	No	No

"Some plans" means the provider offers it on certain policies or tiers; "Manual" means it is done by request rather than from a dashboard. Detail and sources for each column: the Safely, Truvi, Waivo, Proper Insurance and broker comparisons.

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Tell us what you use today and what's frustrating about it. We'll give you a straight answer on whether a program beats it — including when it doesn't.

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