Damage protection built into Lodgify
Velaris enrolls Lodgify reservations automatically — direct bookings included, which platform protection like AirCover never covers. One damage program across every channel you sell on.
Running on Lodgify?
Lodgify combines a vacation rental website builder with channel management and a booking system for hosts and property managers.
Velaris is built for operators building direct-booking websites alongside channel listings — the program layers (damage waiver, liability, guest injury, company coverage) attach per reservation through the Lodgify connection.
- 1Approve read-only access to your Lodgify reservations — no write permissions, no workflow changes
- 2Set your guest damage fee and program rules with your Velaris advisor
- 3Every confirmed Lodgify reservation enrolls automatically, across all connected channels
- 4File claims from your dashboard with booking and guest context already attached
What the Lodgify connection unlocks
Add or remove listings and the program follows — your coverage always matches the portfolio your PMS says you manage.
Airbnb, Vrbo, Booking.com, and direct reservations all enroll through the PMS — including the direct bookings platform protection never touches.
Reservation, guest, dates, and property come straight from the PMS record. Guest damage claims are typically reviewed and paid within 2 business days.
Certificates of insurance and homeowner coverage notices are generated per property, using the portfolio data already synced.
Use a different system too? Velaris connects to 80+ platforms — see the full integration list.
Damage Protection by Safely (in Lodgify) vs. Velaris
If you run on Lodgify, you have probably been offered Damage Protection by Safely (in Lodgify). It is a reasonable product for what it is. The question is whether a per-stay add-on is enough for a professionally managed portfolio, or whether you want a program you control. Here is the factual comparison.
| Feature | Damage Protection by Safely (in Lodgify) | Velaris program |
|---|---|---|
| Provider | Safely, through On Demand Insurance Agency, LLC | Velaris Insurance, licensed in all 50 states |
| How it's sold | Host-paid per night, managed inside the Lodgify account; all bookings on an enrolled property must be covered (US billing address and property, New York and US territories excluded) | Guest-paid damage fee you set ($69–$199 per reservation) plus $9 per reservation administration |
| Pricing | Per occupied night, host-paid: $8.25 for the $1,500 plan, $9.90 for $3,000, $11.29 for $5,000, $12.72 for $10,000 | Published: $9 per reservation, plus the damage you retain below your selected retention |
| Limits | $1,500 to $10,000 contents and dwelling per booking, $0 deductible; bodily injury and pet liability excluded; 60-day claim window | Program limits you choose; insurance responds above your retention, so a large loss is not capped at a per-stay figure |
| Who keeps the fee | Set by the provider; margin stays with them | You. Fee revenue is yours; expected damage is paid from program funds |
| Reservations covered | Lodgify reservations enrolled in the product | Every reservation synced from Lodgify, on every channel, direct bookings included |
| Beyond guest damage | Guest damage only | Liability, guest injury, business interruption, and company coverage in the same program; COIs on demand |
| Claims | Filed with the provider on its timeline | Filed from your dashboard with the booking attached; typically reviewed and paid within 2 business days |
The nightly fee is paid to the provider rather than collected from the guest as your revenue, the cap is the plan you buy, and it excludes liability and pet damage with no company coverage or certificate of insurance. Facts about Damage Protection by Safely (in Lodgify) were checked against the published product page on 2026-09-09; confirm current terms with Lodgify.
Lodgify integration questions
How does the Velaris Lodgify integration work?
Velaris connects to Lodgify with read-only access to reservations. Confirmed bookings enroll in your damage program automatically, the guest damage fee applies per reservation, and claims reference the Lodgify booking record. Nothing about how your team uses Lodgify changes.
Do I need to change anything in Lodgify?
Beyond adding your guest damage fee to listings, no. The integration is read-only: Velaris observes reservations to run enrollment, escrow accounting, and claims — it doesn't write to your Lodgify account or alter bookings.
Which reservations are covered?
Every confirmed reservation that syncs through Lodgify under your program rules — regardless of the channel it was booked on. That includes direct bookings, which platform protection products never cover.
How long does setup take?
The connection itself takes minutes; most portfolios are fully live — fee configured, escrow funded, homeowners notified — inside a couple of weeks. Your Velaris advisor runs the launch checklist with you.
Should I use Damage Protection by Safely (in Lodgify) or Velaris?
Damage Protection by Safely (in Lodgify) is host-paid per night, managed inside the lodgify account; all bookings on an enrolled property must be covered (us billing address and property, new york and us territories excluded) from Safely, through On Demand Insurance Agency, LLC, priced at per occupied night, host-paid: $8.25 for the $1,500 plan, $9.90 for $3,000, $11.29 for $5,000, $12.72 for $10,000 with limits of $1,500 to $10,000 contents and dwelling per booking, $0 deductible; bodily injury and pet liability excluded; 60-day claim window. The nightly fee is paid to the provider rather than collected from the guest as your revenue, the cap is the plan you buy, and it excludes liability and pet damage with no company coverage or certificate of insurance. A Velaris program covers the same Lodgify reservations for $9 per reservation, with a guest fee you set and keep, insurance above your retention, liability and company coverage in the same program, and COIs on demand. Many operators keep the built-in option as a backstop and run Velaris as the primary layer.
What does it cost?
The same transparent pricing as every Velaris program: $9 per reservation for program administration plus the actual damage you retain below your selected retention. The guest damage fee you charge is your revenue. See the pricing page for the full model.
Related coverage
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